Northrop Grumman offers a choice of medical plans administered by Anthem, Kaiser Permanente (depending on your location), and Cigna (if you work outside the United States).
Anthem Plans
The Anthem plans allow you to choose a plan based on what's important to you. Consider whether you need a plan with a lower deductible but with a higher monthly employee contribution, or a higher deductible with a lower monthly employee contribution. Below is a comparison of key features and costs of each plan. Learn More
|
Plan 1* |
Plan 2** |
Plan 3 |
Anthem Coupe Copay Plan |
|
Annual In-network Medical Deductible |
|
|||
|
You only |
$1,000 |
$1,750 |
$3,500 |
none |
|
You + spouse or child(ren) |
$1,500 |
$3,500 (new for 2027) |
$5,250 |
none |
|
You + family |
$2,000 |
$3,500 |
$6,750 |
none |
Annual In-network Medical Cost-Sharing |
|
|||
|
Preventive |
100% Coverage |
100% Coverage |
100% Coverage |
100% Coverage |
|
Non-preventive |
20% coinsurance after deductible |
20% coinsurance after deductible |
30% coinsurance after deductible |
Copays vary by provider and service |
|
Annual In-network Prescription Drug Coinsurance |
|
|||
|
Preventive |
100% coverage for certain preventive prescription drugs. Others may require coinsurance but are not subject to the deductible. Contact Express Scripts for details. | $0 copay | ||
|
Non-preventive |
After the applicable deductible: |
Generic: $10 copay for a 30-day supply, Preferred Brand: $90 copay for a 30-day supply, Non-preferred Brand: $120 copay for a 30-day supply, Specialty: $370 copay for 30-day supply. |
||
|
Annual In-network Out-of-pocket Maximums |
|
|||
|
You only |
$2,000 |
$4,000 |
$6,500 |
$4,500 |
|
You + spouse or child(ren) |
$3,000 |
$6,000 |
$9,750 |
$4,500 |
|
You + family |
$4,000 |
$8,000 |
$13,000 |
$9,000 |
Accounts to Help You Offset Your Deductible or Cover Medical Expenses |
|
|||
|
HSA-eligible |
No |
Yes |
Yes |
No |
Employee Bi-weekly Premium*** (Assumes a base salary of $100,000 or less****) |
|
|||
|
You only |
$156.92 | $56.77 |
$24.46 |
$68.31 |
|
You + spouse |
$335.08 |
$164.31 |
$65.54 |
$198.00 |
|
You + child(ren) |
$286.15 |
$137.54 |
$56.77 |
$165.69 |
|
You + family |
$443.54 |
$200.31 |
$85.38 |
$240.92 |
* Plan 1: High Premium/Low Deductible Plan has a separate prescription drug deductible.
** Includes Plan 4: Medium Premium/Deductible Utah Extended Network Plan, which has the same benefit level as Plan 2: Medium Premium/Medium Deductible Plan, but broader network access that includes Intermountain Healthcare Systems (available in Utah and Idaho).
*** Premiums apply to non-represented employees. Represented employee premiums are available on NetBenefits.
**** These are bi-weekly contribution amounts for active, non-represented employees with a base salary of $100,000 or less. Log on to NetBenefits to view all your plan options and costs.
|
|
HMO1 |
Deductible HMO2 |
HSA Plan3 |
|---|---|---|---|
Annual In-network Medical Deductible |
|||
|
You only |
$0 |
$500 |
$1,750 |
|
Family |
$0 |
$1,000 |
$3,500 |
Annual In-network Medical Cost-Sharing |
|||
|
Preventive |
100% Coverage |
100% Coverage |
100% Coverage |
|
Non-preventive |
$20 - $100 varies by service |
$10-30 after individual $100 prescription deductible |
20% coinsurance after deductible |
|
Annual In-network Prescription Drug Coinsurance |
|||
|
Preventive |
100% coverage |
||
|
Non-Preventive |
$10 -$250 (varies by drug class) |
$20 - $40 office visits 20% coinsurance facility services |
20% - 35% coninsurance after deductible |
|
Annual In-network Out-of-pocket Maximums |
|||
|
Individual |
$1,500 - $3,500 varies by region4 |
$3,000 |
$5,500 |
|
Family |
$3,000 - $9,400 varies by region4 |
$6,000 |
$11,000 |
Accounts to Help You Offset Your Deductible or Cover Medical Expenses |
|||
|
HSA-eligible |
No |
No |
Yes |
Employee Bi-weekly Premium - Rates vary by region. Please view rates on Fidelity NetBenefits. |
|||
|
You only |
$$$ |
$$ |
$ |
1 Available geographically in California, Colorado, Mid-Atlantic and Hawaii
2 Only available in California
3 Only available in California and Mid-Atlantic regions
4 View Summaries of Benefit Coverage on Total Rewards Gateway or Netbenefits for full details
Other Plan Comparisons