We continue to offer a choice of medical plans administered by Anthem, Health Maintenance Organizations (HMOs) depending on your location and the Cigna Global Plan (if you work outside the U.S.).
Anthem Plans
The Anthem plans allow you to choose a plan based on what's important to you. Consider whether you need a plan with a lower deductible but with a higher monthly employee contribution, or a higher deductible with a lower monthly employee contribution. Below is a comparison of key features and monthly employee contributions. Learn More
|
Plan 1* |
Plan 2** |
Plan 3 |
|
|---|---|---|---|
Annual In-network Medical Deductible |
|||
|
You only |
$1,000 |
$1,700 |
$3,500 |
|
You + spouse or child(ren) |
$1,500 |
$3,300 (new for 2025) |
$5,200 |
|
You + family |
$2,000 |
$3,400 |
$6,750 |
Annual In-network Medical Cost-Sharing |
|||
|
Preventive |
100% Coverage |
100% Coverage |
100% Coverage |
|
Non-preventive |
20% coinsurance after deductible |
20% coinsurance after deductible |
30% coinsurance after deductible |
|
Annual In-network Prescription Drug Coinsurance |
|||
|
Preventive |
100% coverage for certain preventive prescription drugs. Others may require coinsurance but are not subject to the deductible. Contact CVS Caremark for details. |
||
|
Non-preventive |
After the applicable deductible: |
||
|
Annual In-network Out-of-pocket Maximums |
|||
|
You only |
$2,000 |
$4,000 |
$6,500 |
|
You + spouse or child(ren) |
$3,000 |
$6,000 |
$9,750 |
|
You + family |
$4,000 |
$8,000 |
$13,000 |
Accounts to Help You Offset Your Deductible or Cover Medical Expenses |
|||
|
HSA-eligible |
No |
Yes |
Yes |
Employee Bi-weekly Premium*** (Assumes a base salary of $100,000 or less****) |
|||
|
You only |
$142.62 |
$51.23 |
$22.15 |
|
You + spouse |
$303.69 |
$149.08 |
$59.54 |
|
You + child(ren) |
$259.38 |
$124.62 |
$51.23 |
|
You + family |
$402.00 |
$181.38 |
$77.54 |
* Plan 1: High Premium/Low Deductible Plan has a separate prescription drug deductible.
** Includes Plan 4: Medium Premium/Deductible Utah Extended Network Plan, which has the same benefit level as Plan 2: Medium Premium/Medium Deductible Plan, but broader network access that includes Intermountain Healthcare Systems (available in Utah and Idaho).
*** Premiums apply to non-representaed employees. Represented employee premiums are availble on NetBenefits.
**** These are bi-weekly contribution amounts for active, non-represented employees with a base salary of $100,000 or less. Log on to NetBenefits to view all your plan options and costs.
Other Plan Comparisons