Our health benefits, programs and resources can help you and your family members lead healthy lives, practice prevention and keep illness at bay.


The medical plan options offered by Northrop Grumman are designed to promote good health and provide comprehensive coverage for you and your family, with a wide range of alternatives for how and when you spend your health care dollars.

When you choose a medical plan, it’s important to consider your current and future medical needs, whether or not you choose a higher or lower deductible and premium, and which plan offers you the best value.

You can view your elections on NetBenefits.

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Rx Savings Solutions can help Anthem members and covered family members lower prescription drug costs. Rx Savings Solutions:

  • Looks at the meds you take and finds options that may save you money
  • Let’s you compare prices among different types of medications
  • Helps you switch to a more affordable prescription

Learn more and activate your account at

Anthem is the administrator of the following plan options available to most employees.

Plan 1 - High Premium/Low Deductible Plan

Plan 2 - Medium Premium/Medium Deductible Plan

Plan 3 - Low Premium/High Deductible Plan

Plan 4 - Medium Premium/Medium Deductible Utah Extended Network Plan

Key Features

Preventive Care

You are covered 100% for nationally recommended services.


The deductible is the amount you pay out of pocket, before the plan begins to pay benefits. For non-preventive care, you must satisfy your plan year deductible.  Preventive care is not subject to the deductible.

  • In Plan 1 - High Premium/Low Deductible Plan, there is a separate deductible for prescription drugs.
  • In Plan 2 - Medium Premium/Medium Deductible, Plan 3 - Low Premium/High Deductible Plan and Plan 4- Medium Premium/Medium Deductible Utah Extended Network Plan, one deductible applies to both medical and prescription drug expenses.


You pay coinsurance for covered services. You are covered 100% in-network if and when you meet your out-of-pocket maximum.

Anthem Blue Cross Global Core

The Anthem Blue Cross Global Core Program gives enrolled employees benefits when they travel outside of the U.S. Participants have access to doctors and hospitals in nearly 190 countries and territories around the world. You can find a claim form here.

View the annual enrollment guide for detailed information about the coverage available under each Anthem plan.

Prescription Drug Coverage

CVS Caremark is the administrator of the prescription drug benefit in medical plans administered by Anthem. You will receive a separate ID card from CVS Caremark for your prescription drug coverage.

The Anthem plan options are subject to the following prescription drug program provisions:

Step Therapy

Step Therapy is a program to promote the use of lower cost, but equally effective generic drugs before you "step up" to higher cost brand name drugs. Step therapy programs will change as they are added and deleted by CVS Caremark. See the CVS Caremark Step Therapy Brochure for more information.

Generics Preferred

Under the Generics Preferred program, prescriptions automatically will be filled with a chemically equivalent generic drug, if available and appropriate. Log in to CVS Caremark to view the current Preferred Drug List.

Maintenance Medications

Members must obtain a 90-day supply of maintenance prescription drugs used to treat an ongoing medical condition through CVS Caremark mail order service or from a CVS Pharmacy. (You are limited to one initial fill, plus one refill, for long-term prescriptions filled at a retail pharmacy.) Log in to CVS Caremark to view the current list of Maintenance Medications, and view the CVS Caremark Mail Service Brochure for more information.

CVS Caremark Specialty Pharmacy

The CVS Caremark Specialty Pharmacy helps patients manage many complex health conditions such as asthma, hepatitis C, multiple sclerosis and rheumatoid arthritis.After one retail fill, these prescriptions must be filled through the CVS Caremark Specialty Pharmacy.

For more information:

Sunnyvale and Baltimore represented employees are eligible to choose between a Premium Plan and Value Plan. For detailed information, refer to the Summary of Benefits and Coverage:

To learn about plan changes and election options during annual enrollment, view the enrollment guide.

Credit for Baltimore Represented Employees who do not use tobacco Baltimore represented employees who attest that they and their covered family members do not use tobacco will receive a $15 credit per month towards their required contribution for medical plan coverage.

  • You must attest that you and your covered dependents do not use tobacco products to be eligible for the credit*.
  • The credit is only available to employees enrolled in an eligible Northrop Grumman Health Plan medical option.** If you are enrolled in an ineligible medical plan option or elect “No coverage”, you are not eligible.
  • The credit will reduce your medical payroll deductions – it is not a cash payment and will not appear as a separate line item on your paystub.
  • If you do not complete the Tobacco Usage Attestation for yourself and your covered dependents, you will be defaulted to tobacco usage status and will not receive the credit.
  • If you attest to being tobacco free after your initial enrollment period has ended, (outside 31 days of your hire date or date of Logon letter), the non-tobacco credit will be applied as soon as administratively possible on a prospective (future) basis.

* In some cases, engaging in a tobacco-cessation program may make you eligible for the credit.
**The credit does not apply to the TRICARE Supplement and the following medical plan options: Cigna Global, HMSA HMO, HMSA PPO, and Kaiser Hawaii.

Kaiser HSA Plans - New in 2022!

Two new Kaiser medical plans will be available in 2022: the Kaiser Northern California HSA Plan and the Kaiser Southern California HSA Plan. These are in addition to the Kaiser Mid-Atlantic HSA Plan. Because the new plans qualify as high-deductible health plans, or HDHPs, they are HSA-eligible – meaning you can establish and contribute to an HSA as long as you have no other disqualifying coverage. An HSA has significant short- and long-term tax advantages to help with medical expenses now and in the future. To learn more, review the Summary of Benefits Coverage (SBC) or go to NetBenefits for plan details.

HMO Plans

HMO plan options are offered through Kaiser. Their availability varies depending on your location. Review the plan's summary of benefits coverage applicable to your area for details on plan coverage. For more information on Kaiser services and programs, click here.

Prescription Drug Coverage

Prescription drug benefits are offered through Kaiser. For information on the prescription drug coverage included with your plan, review the appropriate Summary of Benefits and Coverage for your HMO plan.

To ensure employees working overseas have adequate health insurance, Cigna Global Medical coverage is mandatory for all expatriates and their covered dependents.(Depending on the assignment, expatriates may opt out of Cigna Global Medical with proof of other international medical coverage, or proof of TRICARE coverage.)

The plan offers coverage overseas and within the U.S., based on where the services are received:

  • Outside the U.S.
  • Inside the U.S. through an in-network provider or facility
  • Inside the U.S. through an out-of-network provider or facility

To understand how your benefits may be impacted if you are on an overseas assignment, review our Benefits Briefing and Frequently Asked Questions.

See the 2021 Cigna Global Summary of Benefits for information about medical and prescription drug coverage.

Use Global Telehealth through the Global Wellbeing App to speak with a doctor quickly. Appointments are usually scheduled for the same day and are available 24 hours from anywhere in the world.