Our health benefits, programs and resources can help you and your family members lead healthy lives, practice prevention and keep illness at bay.
The medical plan options offered by Northrop Grumman are designed to promote good health and provide comprehensive coverage for you and your family with a wide range of alternatives for how and when you spend your health care dollars.
When you choose a medical plan, it’s important to consider your current and future medical needs whether or not you choose a higher or lower deductible and premium, and which plan offers you the best value.
You can view your elections on NetBenefits.
A virtual program through SWORD Health offers physical therapy for back, joint and muscle pain that you can do from the comfort of home, or anywhere. You will be partnered with a licensed physical therapist who will design a personalized therapy program just for you. To track your progress, you will receive a tablet and motion sensors. The program is free to Northrop Grumman employees and dependents 18 and older who are enrolled in an Anthem Health Plan. To learn more, go to Live Health Online.
The new Vida Health Program offers diabetes experts that help manage weight, stress, blood sugar levels and any lifestyle-related changes that may adversely impact your health with the goal of giving you a happier, healthier life. Vida will develop a personal plan and guide you every step of the way with tools and diabetic supplies to help you create healthy habits. You can sync devices – like blood sugar meters, fitness trackers and scales – to monitor your progress in the Vida Health app. Anthem participants can access these services at no charge.
Northrop Grumman is adding travel benefits to Anthem medical plans in 2023 to enable you and/or your covered dependents to access in-network services if you can’t access them in your immediate area. If an in-network provider is not available within 100 miles of your home, Northrop Grumman will cover up to a lifetime maximum of $5,000 in travel costs including airfare, lodging and meals. This will allow you to receive treatment at the closest in-network facility available. To learn more, please contact Anthem at 800-894-1374.
Anthem is the administrator of the following plan options available to most employees.
Plan 1 - High Premium/Low Deductible Plan
Plan 2 - Medium Premium/Medium Deductible Plan
Plan 3 - Low Premium/High Deductible Plan
Plan 4 - Medium Premium/Medium Deductible Utah Extended Network Plan
Preventive Care
You are covered 100% for nationally recommended services.
Deductible
For non-preventive care, you must satisfy your plan year deductible. The deductible is the amount you pay out of pocket before the plan begins to pay benefits. Preventive care is not subject to the deductible.
Coinsurance
You pay coinsurance for covered services. You are covered 100% in-network if and when you meet your out-of-pocket maximum.
Anthem Blue Cross Global Core
The Anthem Blue Cross Global Core Program gives enrolled employees benefits when they travel outside of the U.S. Participants have access to doctors and hospitals in nearly 190 countries and territories around the world. You can find a claim form here.
View the Annual Enrollment Guide for detailed information about the coverage available under each Anthem plan.
Transparency in Coverage Machine Readable File
Prescription Drug Coverage
CVS Caremark is the administrator of the prescription drug benefit in medical plans administered by Anthem. You will receive a separate ID card from CVS Caremark for your prescription drug coverage.
The Anthem plan options are subject to the following prescription drug program provisions:
Step Therapy
Step Therapy is a program to promote the use of lower cost, but equally effective generic drugs before you "step up" to higher cost brand name drugs. Step therapy programs will change as they are added and deleted by CVS Caremark. See the CVS Caremark Step Therapy Brochure for more information.
Generics Preferred
Under the Generics Preferred program, prescriptions automatically will be filled with a chemically equivalent generic drug, if available and appropriate. Log in to CVS Caremark to view the current Preferred Drug List.
Maintenance Medications
Members must obtain a 90-day supply of maintenance prescription drugs used to treat an ongoing medical condition through CVS Caremark mail order service or from a CVS Pharmacy. (You are limited to one initial fill, plus one refill, for long-term prescriptions filled at a retail pharmacy.) Log in to CVS Caremark to view the current list of Maintenance Medications, and view the CVS Caremark Mail Service Brochure for more information.
CVS Caremark Specialty Pharmacy
The CVS Caremark Specialty Pharmacy helps patients manage many complex health conditions such as asthma, hepatitis C, multiple sclerosis and rheumatoid arthritis.After one retail fill, these prescriptions must be filled through the CVS Caremark Specialty Pharmacy.
For more information:
Sunnyvale and Baltimore represented employees are eligible to choose between a Premium Plan and Value Plan. For detailed information, refer to the Summary of Benefits and Coverage:
To learn about plan changes and election options during annual enrollment, view the Annual Enrollment Guide.
Credit for Baltimore Represented Employees who do not use tobacco Baltimore represented employees who attest that they and their covered family members do not use tobacco will receive a $15 credit per month towards their required contribution for medical plan coverage.
* In some cases, engaging in a tobacco-cessation program may make you eligible for the credit.
**The credit does not apply to the TRICARE Supplement.
HMO Plans
HMO plan options are offered through Kaiser. Their availability varies depending on your location. Review the plan's summary of benefits coverage applicable to your area for details on plan coverage. For more information on Kaiser services and programs, click here.
Kaiser HSA Plans
Kaiser medical plan options include Kaiser Northern California HSA Plan, Kaiser Southern California HSA Plan, and Kaiser Mid-Atlantic HSA Plan. Because these plans qualify as high-deductible health plans, or HDHPs, they are HSA-eligible – meaning you can establish and contribute to an HSA as long as you have no other disqualifying coverage. An HSA has significant short- and long-term tax advantages to help with medical expenses now and in the future. To learn more, review the appropriate Summary of Benefits Coverage (SBC) or go to NetBenefits for plan details.
Prescription Drug Coverage
Prescription drug benefits are offered through Kaiser. For information on the prescription drug coverage included with your plan, review the appropriate Summary of Benefits and Coverage for your HMO plan.
Rx Savings Solutions can help Anthem members and covered family members lower prescription drug costs. Rx Savings Solutions:
View this brochure from Rx Savings Solutions to learn more and activate your account at myrxss.com.
View testimonials from actual RxSS members.
To ensure employees working overseas have adequate health insurance, Cigna Global Medical coverage is mandatory for all expatriates and their covered dependents.(Depending on the assignment, expatriates may opt out of Cigna Global Medical with proof of other international medical coverage, or proof of TRICARE coverage.)
The plan offers coverage overseas and within the U.S., based on where the services are received:
To understand how your benefits may be impacted if you are on an overseas assignment, review our Benefits Briefing and Frequently Asked Questions.
See the Cigna Global Summary of Benefits for information about medical and prescription drug coverage.
Use Global Telehealth through the Global Wellbeing App to speak with a doctor quickly. Appointments are usually scheduled for the same day and are available 24 hours from anywhere in the world.
