Our health benefits, programs and resources can help you and your family members lead healthy lives, practice prevention and keep illness at bay.

Summaries of Benefits and Coverage

Health insurance issuers and group health plans are required by federal law to provide you with an easy-to-understand summary about a health plan’s benefits and coverage. All insurance companies and group health plans must use the same standard form to help you compare health plans.

These forms include a short, plain language Summary of Benefits and Coverage (SBC) and a uniform glossary of terms commonly used in health insurance coverage, such as "deductible" and "copayment". The SBC form also includes details, called “coverage examples,” which are comparison tools that allow you to see what the plan would generally cover in two common medical situations.

Summaries of Benefits and Coverage (SBCs) for Northrop Grumman Health Medical Plan medical options for 2023 and 2024 plan years are provided below.



The Northrop Grumman Health Plan is legally required to provide the SBCs listed above. You may still use the online health plan comparison tools available on NetBenefits to compare your plan options and costs.

To view your SPDs, visit the Library page.