Long-term Disability (LTD)

Long-term disability (LTD) benefits are designed to provide you with income if you're absent from work for six consecutive months or longer due to an eligible illness or injury.

For most business units, Northrop Grumman provides two kinds of LTD insurance: basic and optional. Depending on where you work, you may have both basic and optional coverage, or you may have optional only.

Basic LTD

Optional LTD

The LTD policy includes a pre-existing condition exclusion that may apply to both the Basic and Optional LTD benefit. Consult the Summary Plan Descriptions (SPD) for detailed information.