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Upon turning age 26, someone is no longer eligible to be covered as a dependent under his/her parents’ benefit plan, unless under certain circumstances (e.g., disability). See below for information on what happens if an employee’s dependent child turns age 26, or if a Northrop Grumman employee turns age 26 and comes off his/her parents’ coverage.
If your child is turning 26 and is enrolled in your benefits for health, dental and/or vision, coverage automatically ends at the end of the month in which they turn 26. If you no longer have children under age 26 and are enrolled in Child Optional Life Insurance, it’s your responsibility to remove this coverage.
Coverage for a dependent child reaching age 26 will continue through the last day of the month in which their birthday occurs. If a dependent child is disabled, medical proof of the disability must be received by the appropriate claims administrator within 30 days after the last day of the month they turn age 26 for coverage to continue.
Review COBRA Information
When a child’s health, dental, and/or vision coverage ends upon reaching age 26, they then become eligible to continue coverage through COBRA. A COBRA packet will be mailed to the employee’s address on file within 30 days of the coverage end date.
If you turn age 26 and lose coverage under your parents’ plans, you will be eligible to enroll in Northrop Grumman health (medical, dental and vision) coverage within 31 days of losing other coverage.
Review the health plan options for which you are eligible, shown online through NetBenefits. You must enroll in the Northrop Grumman Health Plan, or you will not have optional benefits coverage through Northrop Grumman, including medical, dental and vision coverage.