myWork/Life

Find the ideal balance between your work and personal life through programs and resources that support you in all facets of life.


< Back to Someone Like Me

Growing Your Family

Adding a new dependent, whether through childbirth or adoption, can be exciting, but it can also raise questions if you’re not sure what to do. See below for information on the changes you can make to your benefits so you can ensure your new addition, and family, are covered.

If you have a newly eligible dependent, you can make certain changes to your benefits, including adding your new child and other eligible dependents to your coverage.

You have 31 days after the event to make certain benefit changes. A benefit change because of the natural birth of your child is effective the date of the event. A benefit change because of adoption is effective the date that the legal adoption is final or the date the child is placed for legal adoption. If you do not meet this deadline, you must wait until annual enrollment to make changes.

If you are making changes within 31 days of the event, review the benefits listed below to see the changes you can make or changes that will occur as a result of this life event.

View All

Benefit

Changes Allowed

Medical and Dental Plans

  • Add your new dependent child to your coverage
  • Add spouse and dependents, including new child, to your medical coverage
  • Start coverage for yourself
  • Drop coverage for yourself or any eligible children if you or they become covered under your spouse's plan. Note: this may result in loss of coverage for birth. Check with the carriers before making a change.
  • Change options. Note: this may result in loss of coverage for birth. Check with the carriers before making a change

Benefit

Changes Allowed

Health Care Flexible Spending Account

Start or increase contributions

Dependent Day Care Flexible Spending Account

  • Start or increase contributions
  • Stop or decrease contributions if there is a decrease in the cost of day care (e.g., one parent is now staying at home)

Note: Certain restrictions apply to availability of funds

 

Benefit

Changes Allowed

Basic Life

Change beneficiary at any time

Basic AD&D

Change beneficiary at any time

Basic Long-Term Disability

None

Employee Optional Life (after-tax benefit)

  • Start or increase coverage with evidence of insurability (EOI). May increase 1 level w/o EOI (e.g. 1x salary to 2x salary)
  • Stop or decrease coverage at any time
  • Change beneficiary at any time

Spouse Optional Life (after-tax benefit)

  • Start or increase coverage with evidence of insurability (EOI). May increase 1 level w/o EOI (e.g. 1x salary to 2x salary)
  • Stop or decrease coverage

Note: The amount of coverage for spouse cannot exceed 50% of employee's combined basic life and optional life coverage amount

Child(ren) Optional Life (after-tax benefit)

  • Start or increase coverage
  • Stop or decrease coverage at any time

Optional AD&D

  • Start or increase coverage
  • Change coverage category to family
  • Stop or decrease coverage

Optional Long-Term Disability (after-tax benefit)

  • Start or increase coverage. Requires evidence of insurability (EOI) coverage