Growing Your Family

Growing Your Family

Adding a new dependent, whether through childbirth or adoption, can be exciting, but it can also raise questions if you’re not sure what to do. See below for information on the changes you can make to your benefits so you can ensure your new addition, and family, are covered.

If you have a newly eligible dependent, you can make certain changes to your benefits, including adding your new child and other eligible dependents to your coverage.

You have 31 days after the birth or adoption to make certain benefit changes. A benefit change because of the birth of your child is effective the date of the birth. A benefit change because of adoption is effective the date that the legal adoption is final or the date the child is placed for legal adoption. If you do not add your new dependent within 31 days, you will not be able to make changes until the next annual enrollment.

Review the benefits listed below to see the changes you can make.

Health Care

Benefit	Changes Allowed
Medical and Dental Plans	Add your new dependent child to your coverage Add spouse and dependents, including new child, to your medical coverage Start coverage for yourself Drop coverage for yourself or any eligible children if you or they become covered under your spouse's plan. Note: this may result in loss of coverage for birth. Check with the carriers before making a change. Change options. Note: this may result in loss of coverage for birth. Check with the carriers before making a change

Benefit

Changes Allowed

Medical and Dental Plans

Add your new dependent child to your coverage
Add spouse and dependents, including new child, to your medical coverage
Start coverage for yourself
Drop coverage for yourself or any eligible children if you or they become covered under your spouse's plan. Note: this may result in loss of coverage for birth. Check with the carriers before making a change.
Change options. Note: this may result in loss of coverage for birth. Check with the carriers before making a change

Flexible Spending Accounts

Benefit	Changes Allowed
Health Care Flexible Spending Account	Start or increase contributions
Dependent Day Care Flexible Spending Account	Start or increase contributions Stop or decrease contributions if there is a decrease in the cost of day care (e.g., one parent is now staying at home) Note: Certain restrictions apply to availability of funds

Benefit

Changes Allowed

Health Care Flexible Spending Account

Start or increase contributions

Dependent Day Care Flexible Spending Account

Start or increase contributions
Stop or decrease contributions if there is a decrease in the cost of day care (e.g., one parent is now staying at home)

Note: Certain restrictions apply to availability of funds

Life, Accidental Death and Dismemberment, and Disability Insurance

You can change your optional life insurance and disability at any time but any new coverage may require evidence of health. You may want to review your beneficiaries anytime your personal situation may change.

myWork/Life

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