Healthcare Premiums

Healthcare premiums will increase for the upcoming plan year.  We encourage you to review all available plan options carefully to ensure you select the coverage that best fits your healthcare needs and budget.

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Medical Plan Deductibles

To meet IRS requirements, deductibles will increase from $3,300 to $3,400 for the following plans and coverage levels:

Anthem Plan 2 and Plan 4: 

• You + Spouse

• You + Children

Kaiser plans in Northern California, Southern California and Mid-Atlantic:

• You + Spouse

• You + Children

• Family

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Vision

• Vision Care Plan: The contact lens allowance will increase to $150

• Vision Care Plan and Vision Care Plus Plan: The copay for a retinal screening will be a $20 copay

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Well-being Incentive Program

In 2026, there will be more ways to qualify for your $500 incentive, including completion of cervical, breast, colorectal or prostate cancer screenings. To qualify for the incentive, you must complete one of the requirements below by Sept. 30, 2026:

• Get an annual physical or approved screening, OR

• Complete a biometric screening through Quest Diagnostics and the wellness assessment through Quantum Health

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Make NGCare Your First Call

Consider NGCare as your first point of contact for mental health, emotional well-being and family care. Provided by ComPsych and designed to help you and your family thrive, our NGCare program offers solutions for whatever is on your mind. You can turn to NGCare, 24/7, to coordinate care and services across all aspects of your emotional health and well-being:

• Tools to help with work-life balance

• Free coaching and counseling for emotional and mental health

• Family care resources to help you care for your children, parents and pets

• Financial resources to help you with your day-to-day finances, including budgeting, credit matters, taxes and major purchases

NGCare is offered to employees and household members at no cost. There's no need to enroll for this benefit.

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Tax-Advantaged Accounts

IRS annual contribution limits will increase for our tax-advantaged accounts:

• Health Savings Account (HSA): $4,400 individual/$8,750 family

• Health Care Flexible Spending Accounts (FSAs): $3,300 (you can roll over up to $660 to the next year)

• Dependent Day Care FSA: $7,500 ($3,750 if married and filing separately)* – the first increase since this type of benefit was established in 1986

* Note: this limit may vary for highly compensated employees

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Supplemental Life Insurance

For this Annual Enrollment only, you can enroll in one higher level of employee coverage without having to provide Evidence of Insurability (EOI) or proof of good health. Use the Life Insurance calculator and resources available through MetLife to help determine the level of benefits you need.

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Voluntary Benefits

Coverage under the Accident, Critical Illness and Hospital Indemnity Insurance plans are expanding for 2026 at no additional cost.

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Identity Theft Protection

Norton LifeLock benefits will be enhanced with a new coverage level. You’ll be able to choose between Norton LifeLock Premier and Norton LifeLock Premier Plus.

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