Need to Make Changes to Your Benefits

Planning Resources

Watch the Health Benefits Enrollment Video

Commonly Reported Eligible Life Events

• Address change (dependent on zip code and coverage)

• Adoption

• Birth 

• Marriage

• Domestic partnership

• Divorce

• End of domestic partnership

• You lost coverage

• Family member gained other coverage

• Family member lost other coverage

Turning 26 (is a qualifying life event)

Your dependent is turning 26 

• If your child is enrolled in your health, dental and/or vision benefits, their coverage ends on the last day of the month in which they turn 26

• If you are enrolled in Child Optional Life Insurance, you are responsible for removing this coverage after your child(ren) turn(s) 26.

• A COBRA packet will be mailed to the employee’s address on file within 30 days of the coverage end date.

You are turning 26 and losing coverage

• If you turn 26 and lose coverage under your parents’ plans, you will be eligible to enroll in Northrop Grumman health, dental and vision coverage within 31 days of turning 26

Go To NetBenefits
(hosted by Fidelity)

To report a Qualifying
Life Event 

What Qualifies as a Life Event?

A Qualifying Life Event (QLE) is a major change in your life circumstances—that allows you to enroll in or modify your health insurance outside of the standard yearly open enrollment period.

Log in to NetBenefits or call the NGBC (800-894-4194) during the Life Event.

Once approved, you’ll be able to change or modify your current health and insurance elections.

Benefits You Can Update

Basic Benefits 

Automatically Enrolled

Northrop Grumman provides the following benefits at no cost to you and automatically enrolls you even if you don’t sign up for optional benefits*

• NGCare Employee Assistance Program (EAP)

• Basic Life Insurance

• Basic Accidental Death and Dismemberment (AD&D)

• Short-Term Disability (STD)

• Basic Long-Term Disability (LTD)

* See the NGHP SPD for plan details. Represented employees should refer to their collective bargaining agreement for eligibility information. Employees in certain Strategic Business Units (SBUs) may have different benefits.

Optional Benefits

During Enrollment Window

Elected during Annual Enrollment, as a new hire, or due to a life event

• Medical

• Dental

• Vision

• Health Savings Accounts* and Flexible Spending Accounts

• Group Legal

• Additional Insurance:

  • Accident

  • Critical Illness

  • Hospital Indemnity

*You can open an HSA and change contributions at any time, but to start contributing in January, you must elect during Annual Enrollment.

Optional Benefits

Year-Round

Elected at ANY TIME

• Optional Life Insurance

• Optional AD&D Insurance

• Optional LTD

• Pet Insurance*

• Norton LifeLock

 *HSA and Pet Insurance are not part of the Northrop Grumman Health Plan

Work/Life Resources

Available to ALL employees, year-round

Beneplace

Offers employee discounts on a variety of products and services including electronics, travel, entertainment, cars, meal delivery services, financial support and much more! (products and services offered rotate)

Bright Horizons 

Provides a wide range of curated family support including child care options, tutoring, fun and educational enrichment programs, tools for your growing family and more.

Financial Resources

LiveHealth Online

Provides affordable virtual appointments for medical, behavioral and dermatology.  

NG Care Mental Health Support

Free confidential guidance and mental health support 24/7 to all employees and their household members. 

Designate Beneficiaries

Once enrolled, update or add a beneficiary in NetBenefits. A beneficiary is the person, trust, or other legal entity named by the participant to receive any benefit provided under the plan upon the participant's death. If you don't name a beneficiary, benefits will be paid out as specified under the terms of your plan.

Dependent Verification

If you have enrolled dependents, you will be required to complete the dependent verification request. You’ll receive more information on this after you enroll your dependents – watch for an email from Fidelity on documents required.

Update Workday

Make sure your name, address, and any other personal information is correct and up to date within Workday. To make changes go to my Workday > My Personal Information.

Northrop Grumman
Benefits Center (NGBC)

For any benefits-related questions

Call: 800-894-4194

Mon. – Fri. 8:30 a.m. to Midnight ET

Quantum Health
(Healthcare Navigation)

To help you navigate health benefits*

Call: 800-894-4194 and press 1

or chat with a Care Coordinator
on the website by creating an account

*Services differ based on medical plan