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Getting Divorced

If you are divorced or your marriage is annulled, you must drop coverage for your ex-spouse and his/her child(ren) from your benefits. You may start coverage for yourself and your dependents if you or your eligible dependent children have lost coverage as a result of a divorce or annulment.

You have 31 days from the date of the event to start coverage for yourself and your dependents. If you make this change 31 days after the event, you can only drop coverage for your ex-spouse and stepchildren. You cannot make any other benefit changes until annual enrollment.

Your eligible dependent(s) previously covered by Northrop Grumman programs and affected by the divorce can continue benefit coverage under COBRA.

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Benefit

Changes Allowed

Medical, Dental and Vision Plans

  • Drop your ex-spouse and stepchild(ren) from coverage (required)
  • Start coverage for yourself
  • Add your dependent child(ren) to your coverage

Benefit

Changes Allowed

Health Care Flexible Spending Account
  • Start or increase contributions
  • Stop or decrease contributions
Change must be consistent with the event.
Dependent Day Care Flexible Spending Account
  • Start or increase contributions
  • Stop or decrease contributions

Change must be consistent with the event.

Benefit

Changes Allowed

Basic Life

Change beneficiary at any time

Basic AD&D

Change beneficiary at any time

Basic Long-Term Disability

None

Employee Optional Life (after-tax benefit)

  • Start or increase your coverage. Requires evidence of insurability (EOI)
  • Stop or decrease coverage at any time
  • Change your beneficiary from your ex-spouse to a new designee

Spouse Optional Life (after-tax benefit)

Drop ex-spouse from overage (required)

Child(ren) Optional Life (after-tax benefit)

  • Drop your stepchild(ren)
  • Start or increase coverage for your child(ren)
  • Stop or decrease coverage for your child(ren)

Optional AD&D

  • Start or increase coverage
  • Stop or decrease coverage
  • Change coverage category

Optional Long-Term Disability (after-tax benefit)

  • Start or increase coverage. Requires evidence of insurability (EOI)
  • Stop or decrease coverage​