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Financial Well-being

Achieving financial safety and security in pursuit of life goals.

From building emergency savings, to creating a budget, to being confident in your investing decisions, Northrop Grumman wants to help you feel more in control of your finances today—and your financial plan for tomorrow.



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Take control of your well-being with personalized advice and recommendations.

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Protect your personal information with NortonLifeLock. NortonLifeLock combines identity theft protection with device security for you and your family.

  • Protects against identity theft
  • Secures devices against online threats
  • Offers parental controls
  • Scans for your personal information online

View the NortonLifeLock Brochure for more information.

These voluntary benefits complement your medical coverage and offer a financial safety net. MetLife pays cash directly to you to use any way you choose.

  • Accident Insurance
    • Helps you pay medical costs, mortgage payments and any other bills you have while you recover from an accident
  • Critical Illness Insurance
    • Helps you cover expenses while you recover from a critical illness
  • Hospital Indemnity Insurance
    • Helps cover the costs of a hospital stay and other expenses you have if you are hospitalized for any period of time

You can enroll for coverage for you and your family with no medical questions asked. The premium payments are automatically deducted from your paycheck.

Learn more from MetLife.

Knowing your retirement will be financially secure and comfortable is important to you – and to Northrop Grumman. Our retirement program is designed to help you reach your long-term financial goals.

Northrop Grumman has chosen to partner with financial experts to help bring financial education to employees. You can find information on a wide variety of topics – including establishing a budget and emergency fund, finding savings and investment guidance resources, planning for college expenses or student loans, building retirement income, reviewing Social Security benefits and more.

To learn more about Fidelity’s financial wellness seminar library, click here.

To learn more about NGCare financial resources (such as Tax, relocation, mortgages, insurance, budgeting, debt and bankruptcy counseling.) click here.

Employees have access to the managed account service through Fidelity. This optional service provides a fee-based professional investment management alternative for your 401(k) plan.

A team of Fidelity professionals will:

  • Create a plan, put the plan into action, and track your progress against your stated goals. With ongoing management of your investments, Fidelity will support you as your life and your financial situation evolve.
  • Propose an allocation mix considering your full financial picture, and regularly rebalance for you.
  • Proactively evaluate your account and regularly keep you informed.

For more information, call the Planning and Guidance center at 800-894-4194 or click here.

Fidelity also has a wealth of online retirement planning tools and resources available at no cost to Northrop Grumman employees. For more information, log into your NetBenefits account.

Fidelity® Personalized Planning & Advice at Work is a service of Fidelity Personal and Workplace Advisors LLC and Strategic Advisers LLC. Both are registered investment advisers, are Fidelity Investments companies and may be referred to as "Fidelity," "we," or "our" within. For more information, refer to the Terms and Conditions of the Program. When used herein, Fidelity Personalized Planning & Advice refers exclusively to Fidelity Personalized Planning & Advice at Work. This service provides advisory services for a fee.

Enjoy discounts from more than 60 national partners administered by Beneplace, including discounts on consumer products, electronic equipment, student loan refinancing, travel and entertainment, among other products and services.

Learn more about the Employee Discount Program and the discounts available to you.

Student Loan Resources

Take control of student debt with resources available to all employees.

  • Bright Horizons College Coach®offers personalized assistance sessions where you receive customized guidance on how to manage and repay student loan debt. Learn more from College Coach®
  • The Northrop Grumman Employee Discount Storeprovides a number of student loan refinancing options. Go to Employee Discounts and search “student loans” to see what’s available. 
  • The Northrop Grumman Federal Credit Union (NGFCU)offers student loan refinancing exclusively to Northrop Grumman employees. To apply call 800-633-2848 ext. 1725 or visit www.ngfcu.us. One-on-one student loan counseling is also available through NGFCU’s financial well-being partner BALANCE at 888-456-2227.

Helping your child navigate the road to college, including covering tuition costs, can be a stressful and time-consuming process.

College Coach provides access to experts who have worked at top colleges and can give you the guidance needed to help you save and prepare for college, beginning in elementary school. Take advantage of live events, access to a virtual learning center, personalized assistance through a help desk and one-on-one counseling.

Additionally, College Coach offers guidance for student loan repayment strategies through webinars and 1:1 counseling with experts.

Visit the College Coach portal for more information. First time users, use passcode: ngcoach.

Quality legal assistance can be pricey. For a monthly fee, you have a team of attorneys ready to help you take care of life’s planned and unplanned legal events. Group Legal is a voluntary benefit.  Enrollment takes place during Annual Enrollment. Learn More.

Save money on health and dependent care expenses.  A Health Care FSA and Dependent Care FSA allow you to set aside pre-tax dollars for eligible health and dependent care expenses. Learn More

Set aside money on a pre-tax based to be used to pay for reimbursements of medical expenses if eligible to establish a health savings account (HSA) when enrolled in a high deductible health plan (HDHP) through a Northrop Grumman Health Plan. Learn More.

Northrop Grumman Federal Credit Union (NGFCU) serves employees and retirees.  NGFCU provides convenient financial services to meet your needs:

  • Loans to suit your lifestyle
  • Online banking
  • Direct deposits
  • Competitive rates (auto, home etc.)

Learn More

Financial wellness checkup

Take the Financial wellness checkup survey to get your personal finance picture.

NetBenefits Library

The NetBenefits Library has forms, tools, and articles that can help you make smarter choices about your benefits and your money.

e-Learning Catalog

Visit the e-Learning catalog. On-demand modules are available virtually 24 hours a day, 7 days a week.