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Financial Well-being

Achieving financial safety and security in pursuit of life goals.

From building emergency savings, to creating a budget, to being confident in your investing decisions, Northrop Grumman wants to help you feel more in control of your finances today—and your financial plan for tomorrow.


Take control of your finances with personalized advice and recommendations.

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Protect your personal information with NortonLifeLock. NortonLifeLock combines identity theft protection with device security for you and your family.

  • Protects against identity theft
  • Secures devices against online threats
  • Offers parental controls
  • Scans for your personal information online

View the NortonLifeLock Brochure for more information.

You can enroll for coverage for you and your family at any time. The premium payments are automatically deducted from your paycheck.

For those who enrolled in Norton LifeLock, follow this link to set-up your protection plan:

If you enrolled in the NortonLifeLock benefit, you must take the following steps to fully enjoy the benefits of your plan.

1. Setup your account

  • Go to
  • Verify your identity
  • Create your account login and password
    • When creating your account, please keep in mind that each member must have their own unique email address

2. Activate important plan features

  • Your dashboard gives you access to all of the features included with your plan. Upon initial login, you will be prompted to take a guided tour, showing you how to maximize your protection and enjoy the benefits of your membership.

3. Updates your contact preferences

  • Access the ID Theft Protection tile and provide your phone number and your unique email address
    • Providing your phone number and email address activates key product features, such as enabling us to promptly send alerts of potential threats and you can opt-in to text
    • View your identity dashboard

4. Take advantage of the mobile apps available with your plan

  • Norton 360
  • LifeLock Identity

If you have enrolled a minor, you can access thier dashboard from within your account. If you have questions, contact the Norton LifeLock Member Support agents who are ready to help. Simply call 1-800-607-9174 Monday through Friday, 7:00 AM to 5:00 PM MST.

These voluntary benefits complement your medical coverage and offer a financial safety net. MetLife pays cash directly to you to use any way you choose.

  • Accident Insurance
    • Helps you pay medical costs, mortgage payments and any other bills you have while you recover from an accident
  • Critical Illness Insurance
    • Helps you cover expenses while you recover from a critical illness
  • Hospital Indemnity Insurance
    • Helps cover the costs of a hospital stay and other expenses you have if you are hospitalized for any period of time

You can enroll for coverage for you and your family with no medical questions during annual enrollment or if there is a qualified life event. The premium payments are automatically deducted from your paycheck.

Learn more from MetLife.

Knowing you will be financially secure and comfortable in retirement is important to you – and to Northrop Grumman. Our retirement program is designed to help you achieve your long-term financial goals. Whether you're early in your career or nearing retirement, our planning resources will help you feel confident in your future.

Northrop Grumman has chosen to partner with financial experts to help bring financial education to employees. You can find information on a wide variety of topics – including establishing a budget and emergency fund, finding savings and investment guidance resources, planning for college expenses or student loans, building retirement income, reviewing Social Security benefits and more.

To learn more about Fidelity’s financial wellness seminar library, click here.

To learn more about NGCare financial resources (such as tax, relocation, mortgages, insurance, budgeting, debt and bankruptcy counseling click here).

Employees have access to the managed account service through Fidelity. This optional service provides a fee-based professional investment management alternative for your 401(k) plan.

A team of Fidelity professionals will:

  • Create a plan, put the plan into action, and track your progress against your stated goals. With ongoing management of your investments, Fidelity will support you as your life and your financial situation evolve.
  • Propose an allocation mix considering your full financial picture, and regularly rebalance for you.
  • Proactively evaluate your account and regularly keep you informed.

For more information, call the Planning and Guidance center at 800-894-4194 or click here.

Fidelity also has a wealth of online retirement planning tools and resources available at no cost to Northrop Grumman employees. For more information, log into your NetBenefits account.

One-On-One MOB


Fidelity® Personalized Planning & Advice at Work is a service of Fidelity Personal and Workplace Advisors LLC and Strategic Advisers LLC. Both are registered investment advisers, are Fidelity Investments companies and may be referred to as "Fidelity," "we," or "our" within. For more information, refer to the Terms and Conditions of the Program. When used herein, Fidelity Personalized Planning & Advice refers exclusively to Fidelity Personalized Planning & Advice at Work. This service provides advisory services for a fee.

Enjoy discounts from more than 60 national partners administered by Beneplace, including discounts on consumer products, electronic equipment, student loan refinancing, travel and entertainment, among other products and services.

Register today using your email address and create a password or access the site as a guest. Once registered, you will be sent an email to complete the process with a link that will automatically take you to your personalized Beneplace site. Learn more and watch the Beneplace video here. Register today at Beneplace.

Take control of student debt with resources available to all employees.

  • Bright Horizons College Coach offers personalized assistance sessions where you receive customized guidance on how to manage and repay student loan debt. Learn more Bright Horizons for College Coach information. New users:  username Northgrum and password CARE4YOU.
  • The Northrop Grumman Employee Discount Store provides a number of student loan refinancing options. Go to Employee Discounts and search “student loans” to see what’s available. 
  • The Northrop Grumman Federal Credit Union (NGFCU) offers student loan refinancing exclusively to Northrop Grumman employees. To apply call 800-633-2848 ext. 1725 or visit One-on-one student loan counseling is also available through NGFCU’s financial well-being partner BALANCE at 888-456-2227.

Helping your child navigate the road to college, including covering tuition costs, can be a stressful and time-consuming process.

College Coach provides access to experts who have worked at top colleges and can give you the guidance needed to help you save and prepare for college, beginning in elementary school. Take advantage of live events, access to a virtual learning center, personalized assistance through a help desk and one-on-one counseling.

Additionally, College Coach offers guidance for student loan repayment strategies through webinars and 1:1 counseling with experts.

Visit Bright Horizons for College Coach information. First time users: username Northgrum and password CARE4YOU.

Quality legal assistance can be pricey. For a monthly fee, you have a team of attorneys ready to help you take care of life’s planned and unplanned legal events. Group Legal is a voluntary benefit.  Enrollment takes place during Annual Enrollment. Learn More.

Save money on health and dependent care expenses.  A Health Care FSA and Dependent Care FSA allow you to set aside pre-tax dollars for eligible health and dependent care expenses. Learn More

Set aside money on a pre-tax based to be used to pay for reimbursements of medical expenses if eligible to establish a health savings account (HSA) when enrolled in a high deductible health plan (HDHP) through a Northrop Grumman Health Plan. Learn More.

The Northrop Grumman Federal Credit Union (NGFCU) is a financial institution that serves Northrop Grumman employees and retirees.  NGFCU provides a variety of financial products and services to meet your needs, including:

  • Online and mobile banking
  • Financial management and investment services
  • Home, auto and other loans
  • Student loan refinancing
  • Insurance

Financial Wellness Checkup

Take the Financial wellness checkup survey to get your personal finance picture.

NetBenefits Library

The NetBenefits Library has forms, tools, and articles that can help you make smarter choices about your benefits and your money.

e-Learning Catalog

Visit the e-Learning catalog. On-demand modules are available virtually 24 hours a day, 7 days a week.